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Home Equity Loans

Your home equity can be a valuable financial tool.

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Use The Power Of Your Home's Equity

You've worked hard to build the equity in your home, now let your home's equity work for you.

Why Open a Home Equity Loan?

These types of loans usually give you access to larger amounts of money because you are using your home as collateral. Cash in on your home’s equity for repairs, renovations, or just about anything your heart desires. 

Equity Fixed-rate Loans features:
  • Loan amounts up to $250,000 are available. 
  • No points
  • No annual fee
  • No lender fees
  • No closing costs1
  • Interest payments may be tax deductible (consult your tax advisor).

We are available to walk you step-by-step through the loan process and determine the loan that's best for you. Give us a call today at (877) 495-1600, or begin the online loan application today.

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More Mortgage Options

Home Equity Line of Credit

Access your home’s equity in a revolving credit line that can be used over and over — and over again. 

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Refinancing a Home Loan

Save more on the things that matter by lowering your monthly mortgage payment by refinancing with Cal Coast. 

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Cal Coast Home Rewards

Did you know Cal Coast offers a home buying and selling service exclusive to our members? Buying or selling your home can be rewarding and easy with our professional Home Rewards team. 

Learn More

  1. APR= Annual Percentage Rate. Rates and terms as of 12/15/2021 based on credit history, subject to approval, and subject to change without notice. Some restrictions apply. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply. Fixed Rate 80 Payment example: A $50,000 loan on a single-family owner-occupied home up to 80% CLTV with a 10 year term at 6.00% APR has a monthly payment of $555.10, a 15 year term at 6.50% APR has a monthly payment of $435.55, and a 20 year term at 7.25% APR has a monthly payment of $395.19. Minimum monthly payment of $75 required. Loans on second homes and investment properties in CA are available at different rates / terms.
  2. Closing costs up to $1,174 waived if the loan remains open for 36 months from the date of loan funding. Closing costs include title search, escrow, credit report, tax service and similar non-recurring fees.  You are responsible for property taxes, insurance, homeowner association dues and for purchases, down payment, transfer taxes, and owner’s title policy.

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Have questions? Want more information? We’re more than happy to get in touch. Let’s Talk. Just complete the form.

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ABA/Routing No: 322281578
NMLS ID# 407951